Whether you're dreaming of living near the Disney parks or looking for a source of income from vacation rentals, the condominiums in Orlando offer unique housing and investment opportunities. But in order to make the best decision, it is essential to understand the differences between the types of condominium in the region: those geared to vacation homes and those intended for long-term housing.

In the United States, and especially in Orlando, the concept of condominium goes far beyond what we know in Brazil. Here, each community has specific rules, varied amenities and well-defined purposes. Choosing the right condominium can have a direct impact on the profitability of the investment or the quality of life of those who decide to live there.

In recent years, the real estate market in the Orlando area has experienced significant growth, driven by factors such as international migration, increased demand for vacation properties and the development of planned neighborhoods in neighboring cities such as Winter Garden, Windermere and Clermont. This has led to the emergence of dozens of new condominiums in and around Orlando, each with its own characteristics, varying prices and different profiles of residents or guests.

In this comprehensive guide, you'll get to know the main condominiums in the region, understand their differences, discover the best options for living or investing, as well as practical tips on financing, profitability, maintenance and much more.

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For Brazilians who are used to the traditional condominium model in Brazil, the experience with condominiums in Orlando can bring some surprises. Despite some similarities, there are important differences in structure, administration and, above all, in the rules of use and coexistence.

Structural and cultural differences

While many Brazilian condominiums are vertical buildings with a concierge and basic common areas, the condominiums in Orlando are mostly horizontal, made up of single-family homes, townhomes and, in some cases, apartments. The focus is usually on privacycomfort and leisure amenitiesThese include swimming pools, gyms, hiking trails and even water parks.

In addition, the sense of community is valued, but with less direct intervention. It is common for residents to have more freedom within their property, but also more responsibility for maintaining and complying with local rules.

HOA, what it is and how it works

Every condominium in the United States is governed by a Homeowners Association (HOA)The HOA acts as a mandatory residents' association. The HOA is responsible for defining and enforcing internal rules, maintaining common areas, contracting outsourced services and ensuring the visual standard of the condominium.

The HOA fees vary greatly according to the type and standard of condominium. In a vacation resort with a water park, for example, the fee averages US$ 500 per month. In simpler residential communities, the fee can be less than US$ 100.

These fees generally cover external maintenance, security, gardening, use of amenities and, in some cases, even internet and cable TV.

Security and maintenance

Unlike the Brazilian model, the presence of physical doorman is rare. Security is provided by cameras, automated guardhouses, remote monitoring and, in some cases, periodic patrols by private companies.

The maintenance of common areas is one of the priorities of HOAs, and there are very strict rules to maintain the aesthetics of the houses, such as the obligation to cut the grass, the prohibition of certain colors in the exterior paint or types of fences.

Common areas and rules of coexistence

The common areas in Orlando condominiums are real leisure centers, especially in vacation condominiums. Clubhouses with swimming pools, water slides, gyms, cinemas and restaurants are common. In residential condominiums, on the other hand, the areas are more geared towards everyday life, with parks, playgrounds and trails.

The rules of coexistence are established by the HOA and are contained in a regulation called CC&R (Covenants, Conditions and Restrictions). It describes all the rules of use, including whether it is allowed to rent out the house for the season, leave garbage out after hours, have flags on the façade or even park trailers in the garage.

When looking for condominiums in Orlando, it is essential to understand that there are two main types: the vacation condominiums (vacation homes) and the residential condominiums (long-term). Both can offer an excellent quality of life or financial return, but they suit very different profiles and objectives.

Usage profile: short-term x long-term

Vacation condominiums are designed for vacation rentalsThis is usually for short periods, such as 3 to 14 days. Residential condominiums, on the other hand, are geared towards permanent residentsFor those who want to live in the property permanently, or who have long-term contracts (usually 12 months).

Location and zoning

Not every property in Orlando can be rented out on a seasonal basis. To do so, the condominium needs to be within a short-term rental areaThis is determined by the rules of the city and county.

The vacation condominiums are usually located close to the theme parks, such as in the Kissimmee, Davenport and specific areas of Clermont e Four Corners. The residential condominiums are concentrated in regions such as Winter Garden, Windermere, Lake Nona e Clermontwith a focus on schools, shops and urban infrastructure.

Amenities and structure

The amenities are one of the points that most differentiate the two types.
In vacation condominiums, it is common to find:

  • Water parks

  • Clubhouses with reception

  • Games room

  • Restaurants and bars

  • Transportation to the parks

Already in residential condominiumsThe structures tend to be more functional, geared towards the family's day-to-day life:

  • Playgrounds

  • Hiking trails

  • Green areas

  • Sports courts

  • Gyms

Rental rules and usage control

The vacation condominiums allow short term rentals with a high turnover of guests. For this reason, many have specialized management companies, such as One Vacation Home.

Already in residential condominiumsThis type of rental is usually forbidden or very restricted. HOAs value the stability and security of the community, prioritizing long-term contracts and avoiding the typical coming and going of tourism.

Profitability, appreciation and investment focus

Who invests in a vacation home usually search monthly profitability with high occupancyespecially during Christmas, summer and public holidays. The valuation depends on the location, amenities and performance of the house on Airbnb or similar.

Those who invest in residential properties usually focuses on long-term appreciation and income stabilityInstead of paying rent, you pay your mortgage installment.

Vacation condominiums in Orlando are one of the most popular investments for those who want to generate income from vacation rentals and still have a property at their disposal to enjoy family vacations. The region is home to some of the most complete and attractive resorts in the United States, with a strategic location, high annual occupancy and infrastructure worthy of a 5-star hotel.

Below, we've listed the most popular condominiums in Orlando among investors, with their differentials and relevant figures for decision-making.

📍 Windsor Hills - Kissimmee

  • Location: Less than 10 minutes from Disney

  • Types of property: Townhomes and single-family houses with pool

  • Average price: US$ 400 thousand to US$ 550 thousand

  • Annual occupancy: ~80%

  • Average daily rate: US$ 160 to US$ 250

  • Amenities: Swimming pool with waterslide, cinema room, gym, themed playgrounds

  • Highlight: One of the oldest and most stable resorts in the region, with an excellent reputation

📍 Windsor at Westside - Kissimmee

  • Location: Westside Blvd. area, with easy access to US-192

  • Types of property: Townhomes and houses from 5 to 9 bedrooms

  • Average price: US$ 500 thousand to US$ 650 thousand

  • Annual occupancy: ~78%

  • Average daily rate: US$ 180 to US$ 280

  • Amenities: Club with lazy river, restaurant, sports courts

  • Highlight: Modern look and houses with an excellent standard of finish

📍 Storey Lake - Kissimmee

  • Location: Between Osceola Pkwy and 535, very close to Disney Springs

  • Types of property: Condos, townhomes and single-family

  • Average price: US$ 450 thousand to US$ 750 thousand

  • Annual occupancy: ~82%

  • Average daily rate: US$ 180 to US$ 300

  • Amenities: Complete water park, gym, restaurant, mini-golf

  • Highlight: One of the most sought after by Brazilian families

📍 Champions Gate - Davenport

  • Location: Close to I-4, easy access to Disney parks

  • Types of property: Townhomes and large houses with swimming pool

  • Average price: US$ 480 thousand to US$ 700 thousand

  • Annual occupancy: ~75%

  • Average daily rate: US$ 190 to US$ 300

  • Amenities: Oasis Club with cinema, bar, restaurant, lazy river

  • Highlight: Extensive community with golf course and 8 to 9 bedroom houses

📍 Solterra Resort - Davenport

  • Location: Next to Champions Gate, in an area of strong appreciation

  • Types of property: Large houses with private pool

  • Average price: US$ 470 thousand to US$ 680 thousand

  • Annual occupancy: ~74%

  • Average daily rate: US$ 180 to US$ 290

  • Amenities: Water park with waterslides, party room, gym

  • Highlight: Good resale opportunities and recent appreciation

📍 Solara Resort - Kissimmee

  • Location: Close to 192 and easy access to I-4

  • Types of property: Townhomes and modern single-family homes

  • Average price: US$ 490 thousand to US$ 700 thousand

  • Annual occupancy: ~76%

  • Average daily rate: US$ 180 to US$ 280

  • AmenitiesFlowRider (surf simulator), water park, bar, store

  • Highlight: One of the resorts with the best leisure facilities in the region

📍 Encore Resort at Reunion - Kissimmee

  • Location: Close to the prime area of Reunion

  • Types of property: Luxury homes with up to 13 bedrooms

  • Average price: US$ 750 thousand to US$ 1.2 million

  • Annual occupancy: ~72%

  • Average daily rate: US$ 350 to US$ 600

  • Amenities: Exclusive water park, spa, concierge service

  • Highlight: High profitability for large groups and premium resort standard

📍 Veranda Palms - Kissimmee

  • Location: Next to the 192, near Medieval Times

  • Types of property: Townhomes and houses from 4 to 10 bedrooms

  • Average price: US$ 450 thousand to US$ 680 thousand

  • Annual occupancy: ~73%

  • Average daily rate: US$ 170 to US$ 270

  • Amenities: Club with swimming pool, gym, games room

  • Highlight: Great location and high occupancy rate among Brazilian tourists

📍 Paradise Palms - Kissimmee

  • Location: Westside Blvd. area, near US-27

  • Types of property: Townhomes and houses with pool

  • Average price: US$ 400 thousand to US$ 550 thousand

  • Annual occupancy: ~70%

  • Average daily rate: US$ 150 to US$ 240

  • Amenities: Cinema, resort pool, courts and trails

  • Highlight: One of the first resorts in the region, with a good base of repeat customers

Buying a property in one of the best condominiums in Orlando is just the first step. For those who want to turn it into a source of income from vacation rentalsWith an experienced administrator, it makes all the difference. That's where One Vacation Home.

Who is One Vacation Home?

One Vacation Home is a company specializing in management of vacation homes in the Orlando areawith a total focus on the guest experience and the owner's profitability. Founded by Brazilians and with a bilingual team, the company understands the needs of foreign investors and acts with transparency, agility and complete support.

How vacation property management works

After purchasing the house, the owner can choose to leave all the management to One Vacation Home. This includes everything from registration on platforms such as Airbnb, Booking and VRBOand even monitoring the guest's check-out and post-stay cleaning.

Management is 100% personalized, with access to monthly performance reports, constant communication with the owner and a strategic approach aimed at high occupancy and good reviews.

Services offered

One Vacation Home takes care of all the operational aspects of vacation rentals, including:

  • Creation of professional ads with photos and descriptions in English and Portuguese

  • Dynamic pricing strategy to improve financial return

  • Complete management of reservations and guest service

  • Assisted check-in and check-out, with entry and exit inspection

  • Professional cleaning between stays

  • Preventive and corrective maintenance

  • Monthly reports with occupancy, revenue and evaluations

Real performance results

Many properties managed by One Vacation Home achieve occupations above 70% per year, with competitive daily rates and excellent ratings on the platforms. This is possible thanks to the care taken with every detail, from the presentation of the property to real-time guest support.

In addition, the company offers consultancy to optimize the property with themed decor, strategic upgrades and ongoing maintenanceThis increases both turnover and the value of the property.

Why choosing a local administrator makes all the difference

Investors who try to manage their homes remotely face challenges such as language barriers, time zones, lack of local knowledge and difficulty maintaining the quality of service.

By relying on a local company like One Vacation Home, the owner gains time, security and peace of mind, knowing that their property is being well looked after and consistently generating profit.

For those who want to live with quality, security and access to good schools and services, the residential condominiums in Orlando and the region offer options for all profiles. From affordable homes to high-end communities, the variety is great - and understanding the differences between neighborhoods, builders and finishes can make all the difference in your choice.

Below, we have organized the main condominiums by city or region, highlighting building standards, lifestyle and potential for growth.

📍 Horizon West (Winter Garden)

One of the most modern planned neighborhoods in the region, with excellent infrastructure, well-rated schools and a growing family community.

🏡 Waterleigh

  • 📍 Location and accessLocated in Horizon West, south of Winter Garden, with easy access to SR-429 and Avalon Road. Close to Hamlin Town Center and Disney World (15 minutes).

  • 👥 Resident profile: Families with children, professionals working in Orlando or in the health sector in Lake Nona. Quiet, well-structured community.

  • 🏗 Construction and finishing: Lennar. Houses delivered with appliances, smart home system, quartz sinks, fitted closets and premium finishes.

  • 💰 Current price rangeBetween US$ 460,000 and US$ 750,000, depending on the model and location (lake lots have a higher value).

  • 📉 Parcel estimate with 35% inputApproximately US$ 2,200 per month for a property worth US$ 600,000 (financing for foreigners, 30 years).

  • 📈 Enhancement potential: High. Horizon West is one of the fastest-growing areas in Winter Garden, with new schools, medical centers and shops on the rise.

  • 🏫 Local infrastructureWell-rated schools (Water Spring Elementary, Horizon High School), Publix supermarkets, Walmart, restaurants and bike paths.

🏡 Storey Grove

  • 📍 Location and access: Along Avalon Road, with quick access to 429. Close to parks, trails and central Winter Garden.

  • 👥 Resident profile: Young families, Brazilians, couples with school-age children. Growing community with a strong sense of neighborhood.

  • 🏗 Construction and finishing: Lennar. Intermediate standard finish, good value for money. Houses with electrics included and garage at the back.

  • 💰 Current price rangeFrom US$ 430,000 to US$ 680,000, depending on the number of bedrooms and the type of plot.

  • 📉 Parcel estimate with 35% inputAround US$ 2,000 per month for houses worth US$ 550 thousand.

  • 📈 Enhancement potential: Medium/High. The community is already established, but still under development and with new phases being delivered.

  • 🏫 Local infrastructureClose to schools, parks, lakes and supermarkets. Quiet and safe neighborhood with playground, trails and green areas.

🏡 Hamlin Reserve

  • 📍 Location and access: In central Hamlin, next to Hamlin Town Center and near 429. Excellent mobility to Disney and Windermere.

  • 👥 Resident profile: Liberal professionals, young couples and families who value modern architecture and proximity to premium shops.

  • 🏗 Construction and finishing: Ashton Woods. Modern standard with a focus on clean design, integrated spaces and intelligent floor plans.

  • 💰 Current price rangeBetween US$ 550 thousand and US$ 850 thousand. Well-located houses with above-average prices.

  • 📉 Parcel estimate with 35% inputApproximately US$ 2,500 to US$ 3,000 per month, depending on the value of the property.

  • 📈 Enhancement potential: High. The Hamlin area is booming commercially and residentially, with strong appeal for new residents.

  • 🏫 Local infrastructureNext to Publix, Cinépolis, restaurants, clinics, gyms and the new Orlando Health hospital. Accessible schools and parks.

🏡 Winding Bay

  • 📍 Location and access: South of New Independence Parkway, near Avalon Road. Quiet, tree-lined residential area.

  • 👥 Resident profileFamilies looking for a more private area, with large houses and a quiet environment.

  • 🏗 Construction and finishing: Rockwell Homes. Focus on superior workmanship, contemporary design and energy efficiency.

  • 💰 Current price rangeBetween US$ 500 thousand and US$ 780 thousand. Many houses overlook preserved areas.

  • 📉 Parcel estimate with 35% inputAround US$ 2,200 to US$ 2,800 per month, depending on the value of the property.

  • 📈 Enhancement potential: medium/high. The community is in a consolidation phase, with an emphasis on properties on privileged plots.

  • 🏫 Local infrastructureClose to parks, schools and supermarkets. More residential and discreet area within Horizon West.

🏡 Latham Park

  • 📍 Location and accessLocated on Seidel Road, with easy access to 429 and Horizon High School. Wooded, well-planned community.

  • 👥 Resident profileYoung couples, families looking for peace and closeness to nature, without giving up practicality.

  • 🏗 Construction and finishing: Ashton Woods. High-standard finish with elegant design, focus on integrated environments and personalization.

  • 💰 Current price rangeFrom US$ 520 thousand to US$ 800 thousand, with an emphasis on houses overlooking conservation areas.

  • 📉 Parcel estimate with 35% input: Around US$ 2,300 to US$ 2,900 per month, based on financing for foreigners.

  • 📈 Enhancement potential: Medium/High. The area is still residential and with many green spaces, ideal for families looking for long term.

  • 🏫 Local infrastructureEasy access to schools, parks, supermarkets and shopping areas of Hamlin and Summerlake.

🏡 Lakeshore

  • 📍 Location and access: In Horizon West, on Seidel Road, next to the Hamlin Town Center and near SR-429.

  • 👥 Resident profileHigh-standard families, Brazilians who want to live in a planned region with an excellent urban structure and good architectural taste.

  • 🏗 Construction and finishing: Toll Brothers. Modern-style houses with premium finishes, integrated living areas, spacious suites and elegant façades.

  • 💰 Current price rangeFrom US$ 700 thousand to US$ 1.2 million.

  • 📉 Parcel estimate with 35% inputBetween US$ 3,200 and US$ 5,000 per month.

  • 📈 Enhancement potential: High. Horizon West continues to be one of the areas with the greatest urban development in Winter Garden, with strong demand.

  • 🏫 Local infrastructureSwimming pool, gym, trails, parks, event hall and easy access to Publix, Cinépolis, public and private schools.

📍 Winter Garden / Windermere

🏡 Summerport

  • 📍 Location and accessLocated between Winter Garden and Windermere, with the main entrance on Tiny Road. Easy access to CR-535, SR-429 and the shopping area of Windermere and Hamlin.

  • 👥 Resident profileFamilies with children, health and technology professionals, and long-time residents of the region.

  • 🏗 Construction and finishingCommunity developed by different builders over the years, including CalAtlantic Homes, Park Square Homes and Ryland. Finishes vary depending on the year of construction, but most are of intermediate to good standard, with options for upgrades in remodeled homes.

  • 💰 Current price rangeBetween US$ 430,000 and US$ 700,000, with more affordable townhomes and single-family homes on larger plots with lagoons reaching higher values.

  • 📉 Parcel estimate with 35% inputAround US$ 1,900 to US$ 2,700 per month, depending on the type of property.

  • 📈 Enhancement potential: Medium. This is a consolidated community, with good liquidity on the market and constant renewal of families.

  • 🏫 Local infrastructure: Excellent. It includes well-rated public schools (Keene's Crossing Elementary), parks, trails around the lake, sports courts, playgrounds and an indoor mall with stores and restaurants.

📍 Windermere

A noble and highly valued neighborhood, known for its lakes, tranquillity and high-standard homes.

🏡 Lakes of Windermere

  • 📍 Location and access: Located in the Lake Sawyer area, with access from CR-535. Close to Publix, Walgreens and local restaurants.
  • 👥 Resident profile: Families looking for tranquillity, security and good schools. Community with long-term residents.
  • 🏗 Construction and finishing: Lennar. Houses with traditional floor plans, front garage and ample space. Finished to a medium standard and well maintained.
  • 💰 Current price rangeBetween US$ 480,000 and US$ 680,000, depending on the size and location within the condominium.
  • 📉 Parcel estimate with 35% input: Around US$ 2,100 to US$ 2,900 per month.
  • 📈 Enhancement potential: Medium. Area already consolidated, but with stability and good ongoing demand.
  • 🏫 Local infrastructureClose to schools such as Sunset Park Elementary, green areas, small businesses, and less than 10 minutes from Hamlin.

🏡 Windermere Trails

  • 📍 Location and accessLocated south of Reams Road, with easy access to Disney and SR-535. Just minutes from supermarkets, schools and restaurants.
  • 👥 Resident profileYoung families, professionals who work in the parks or in Lake Buena Vista, as well as Brazilians.
  • 🏗 Construction and finishing: Pulte Homes. Modern, open-concept homes with high ceilings and customization options. Above-average finish.
  • 💰 Current price rangeFrom US$ 530 thousand to US$ 800 thousand. Properties with a swimming pool or a privileged view may exceed this amount.
  • 📉 Parcel estimate with 35% inputAround US$ 2,400 to US$ 3,200 per month.
  • 📈 Enhancement potential: High. The area is highly sought after for its modern urban aesthetic and strategic location.
  • 🏫 Local infrastructureExcellent public and private schools, trails, lakes, parks and proximity to Lakeside Village Center.

🏡 Keenes Pointe

  • 📍 Location and accessLocated on the shores of Lake Tibet with controlled access from Chase Road. High standard area with exclusive access.
  • 👥 Resident profile: Executives, athletes, businessmen and families looking for privacy, luxury and a sophisticated lifestyle.
  • 🏗 Construction and finishing: Several builders of custom homes, such as Stonebridge, Cahill Homes and Silliman. High-standard finishes and customized designs.
  • 💰 Current price rangeFrom US$ 950 thousand to over US$ 4 million, depending on the batch and customization.
  • 📉 Parcel estimate with 35% input: From US$ 4,000 per month, and can exceed US$ 10,000 for luxury properties.
  • 📈 Enhancement potential: Very high. Exclusive condominium with Jack Nicklaus golf course and nautical access to the Butler Chain of Lakes.
  • 🏫 Local infrastructurePrivate golf club, marina, gym, restaurants, social events and proximity to Windermere Preparatory School.

🏡 The Grove Resort (Resort-Residence hybrid)

  • 📍 Location and accessLocated on SR-192, very close to Disney and the Western Beltway (SR-429). Easy access to I-4.
  • 👥 Resident profileInvestors who also use the property on a temporary basis, families looking for a second home with hotel services.
  • 🏗 Construction and finishing: BTI Partners. Resort-style 2 to 3 bedroom apartments with full kitchen and furnished balcony.
  • 💰 Current price rangeFrom US$ 300 thousand to US$ 500 thousand.
  • 📉 Parcel estimate with 35% input: Around US$ 1,500 to US$ 2,200 per month.
  • 📈 Enhancement potential: Medium/high. High return in season and own use, with possibility of appreciation due to strategic location.
  • 🏫 Local infrastructureIndoor water park, restaurant, bar, spa, gym, convenience store and hotel services included in the condominium fee.

📍 Montverde

Bella Collina

One of the most luxurious communities in the region, with infrastructure worthy of a resort. Clubhouse with restaurant, spa, Jack Nicklaus golf course, lake, courts and exclusive structure for residents. The homes are built by construction companies such as Toll Brothers and Dream Finders Luxury, with customized floor plans and high-end finishes. Ideal for those seeking exclusivity and comfort.

🏡 Bella Collina

  • 📍 Location and access: Located in the charming town of Montverde, north of Clermont. Access via the CR-455, about 15 minutes from the FL Turnpike and 35 minutes from Disney.
  • 👥 Resident profileExecutives, high-income retirees, athletes and international buyers in search of exclusivity and a premium lifestyle.
  • 🏗 Construction and finishing: Several high-end construction companies such as Toll Brothers, Dream Finders Luxury and independent builders. Custom homes with luxurious finishes, high ceilings, gourmet kitchens, integrated pools and views of the lake or golf course.
  • 💰 Current price rangeFrom US$ 1 million to over US$ 7 million, depending on the lot, view and customization.
  • 📉 Parcel estimate with 35% inputFrom US$ 4,500 to more than US$ 12,000 per month, depending on the amount and type of financing.
  • 📈 Enhancement potential: Very high. The exclusivity of the condominium, coupled with Montverde's growing appreciation and restricted access, make this property a premium asset.
  • 🏫 Local infrastructureClub with spa, restaurant, swimming pools, tennis and pickleball courts, marina with access to Lake Siena, golf course designed by Nick Faldo and 24-hour security. Next to Montverde Academy, one of the best private schools in Florida.

📍 Lake Nona

A highly valued area with a modern, technological profile and an excellent range of schools and hospitals.

🏡 Laureate Park

  • 📍 Location and accessLocated within Lake Nona, with access from Tavistock Lakes Blvd. Close to Medical City, USTA and Orlando Airport (MCO).
  • 👥 Resident profileHealth and technology professionals, young families, entrepreneurs and investors looking for a modern, connected community.
  • 🏗 Construction and finishing: David Weekley, Ashton Woods, Craft Homes. Modern architecture, open concept, elegant finishes and built-in technology.
  • 💰 Current price rangeFrom US$ 520 thousand to US$ 1.2 million, with townhomes, single-family and corner houses with gourmet space.
  • 📉 Parcel estimate with 35% inputFrom US$ 2,400 to US$ 5,500 per month, depending on the value and profile of the property.
  • 📈 Enhancement potential: High. Lake Nona is one of Orlando's most valued neighborhoods, with a focus on urban innovation and planned growth.
  • 🏫 Local infrastructureClubhouse, swimming pools, parks, cafés, coworking spaces, hiking trails, excellent educational facilities (including Lake Nona High) and proximity to the Lake Nona Performance Club.

🏡 Somerset Park

  • 📍 Location and access: South of Laureate Park, with entrance from Narcoossee Road. Quick access to Medical City, FL-417 and the airport.
  • 👥 Resident profile: Families and professionals who want to live in Lake Nona at a slightly more affordable price.
  • 🏗 Construction and finishing: M/I Homes. Comfortable homes with good floor plan options, open concept and intermediate-level materials.
  • 💰 Current price rangeBetween US$ 480 thousand and US$ 700 thousand.
  • 📉 Parcel estimate with 35% inputFrom US$ 2,000 to US$ 3,200 per month.
  • 📈 Enhancement potential: Medium/High. The area is in continuous development, following the growth of Lake Nona.
  • 🏫 Local infrastructureEasy access to supermarkets, public and private schools, parks and convenience centers.

🏡 Eagle Creek

  • 📍 Location and access: On Narcoossee Road, just opposite the entrance to Laureate Park. Close to Medical City and the neighborhood's main shopping centers.
  • 👥 Resident profileFamilies who value safety, tranquillity and sports facilities.
  • 🏗 Construction and finishing: Jones Homes USA. High standards with a focus on efficiency, integration and durable finishes.
  • 💰 Current price rangeFrom US$ 520,000 to US$ 850,000, with models that include a swimming pool and views of the golf course.
  • 📉 Parcel estimate with 35% inputOn average, from US$ 2,400 to US$ 3,800 per month.
  • 📈 Enhancement potential: High. Consolidated and highly valued community within Lake Nona, with a strong family appeal.
  • 🏫 Local infrastructureGolf course, clubhouse, gym, swimming pools, playgrounds and schools within the condominium itself.

📍 Clermont

City with great value for money, quiet residential areas and growing.

🏡 Serenoa

  • 📍 Location and accessLocated on Hartwood Marsh Road, south of Clermont, with easy access to US-27 and SR-429 via Schofield Road.
  • 👥 Resident profileMiddle-class families, young couples and first-time buyers looking for a well-structured property.
  • 🏗 Construction and finishing: D.R. Horton. Houses with more economical finishes, functional layouts and good floor space.
  • 💰 Current price rangeFrom US$ 380 thousand to US$ 520 thousand.
  • 📉 Parcel estimate with 35% inputBetween US$ 1,700 and US$ 2,300 per month.
  • 📈 Enhancement potential: Medium/high. The area is booming and has attracted new businesses and schools, which should boost prices in the coming years.
  • 🏫 Local infrastructureClubhouse with pool, gym, trails, playground and nearby schools like Sawgrass Bay Elementary.

🏡 The Canyons at Highland Ranch

  • 📍 Location and accessNorth of Hartwood Marsh Road, in an elevated area with panoramic views, close to Hancock Road and the Florida Turnpike.
  • 👥 Resident profileMedium to high standard families looking for comfort, quality construction and tranquillity.
  • 🏗 Construction and finishing: Taylor Morrison. Houses with a high standard of finish, well-planned floor plans, options with three to five bedrooms and modern design.
  • 💰 Current price rangeFrom US$ 520 thousand to US$ 750 thousand.
  • 📉 Parcel estimate with 35% inputAround US$ 2,400 to US$ 3,200 per month.
  • 📈 Enhancement potential: High. Growing region, with larger plots of land, good views and different building standards.
  • 🏫 Local infrastructureSwimming pools, trails, recreational areas, quick access to public and private schools, and just a few minutes from Winter Garden Village.

📍 Davenport (Residential)

Although known for its resorts, the city also has 100% residential areas, ideal for those who want to pay less and still have good infrastructure.

🏡 Providence

  • 📍 Location and accessLocated south of Ronald Reagan Pkwy, with main entrance on US-17/92. 20 minutes from Disney and with easy access to I-4.

  • 👥 Resident profileFamilies looking for security, quality of life and tranquillity, with spacious houses and a good community structure.

  • 🏗 Construction and finishingABD Development, with customized homes and high standard finishes. Some areas of the condominium are also built by Lennar, offering more affordable options.

  • 💰 Current price rangeFrom US$ 450,000 to over US$ 800,000, depending on the area and style of the house (there are sections with a golf course and larger plots).

  • 📉 Parcel estimate with 35% inputBetween US$ 2,000 and US$ 3,500 per month, depending on the value of the property and the financing conditions.

  • 📈 Enhancement potential: Medium/High. The community is very well looked after, with stable appreciation and good amenities that attract permanent residents.

  • 🏫 Local infrastructureGolf course, clubhouse, swimming pools, gym, restaurant, playgrounds and 24-hour security. Close to public schools and new shops in the area.

🏡 Bella Vita

  • 📍 Location and accessLocated between US-27 and Ronald Reagan Pkwy, with easy access to I-4 and Posner Park (shopping center).

  • 👥 Resident profileYoung families, Brazilians arriving in Florida and couples looking for their first property in a good location.

  • 🏗 Construction and finishing: Dream Finders Homes. Houses with contemporary architecture, open concept, options with or without pool, intermediate finish with possibility of upgrades.

  • 💰 Current price rangeBetween US$ 430 thousand and US$ 600 thousand.

  • 📉 Parcel estimate with 35% inputAround US$ 1,900 to US$ 2,700 per month.

  • 📈 Enhancement potential: High. The area is expanding, and the entry of large commercial chains in the region contributes to appreciation.

  • 🏫 Local infrastructureClubhouse with swimming pool, community center, proximity to schools and medical centers, as well as easy access to Orlando.

🏡 Williams Preserve

  • 📍 Location and accessClose to US-27, next to the Aviana condominium, with quick access to I-4 and 25 minutes from Disney.

  • 👥 Resident profile: Families looking for more affordable prices, a good basic structure and peace and quiet. Ideal for those looking to live in a strategic location.

  • 🏗 Construction and finishing: D.R. Horton. Houses with economical finishes, simple floor plans and a focus on functionality.

  • 💰 Current price rangeFrom US$ 390 thousand to US$ 490 thousand.

  • 📉 Parcel estimate with 35% inputAround US$ 1,600 to US$ 2,200 per month.

  • 📈 Enhancement potential: Medium. Good entry option for those who want to live in the area and follow the growth of the surroundings.

  • 🏫 Local infrastructureCommunity pool, playground, access to local schools, and just minutes from major supermarkets and stores like Target, Ross and Burlington.

📍 Kissimmee (Residential)

Outside the tourist zone, Kissimmee has grown as a destination for housing, with competitive prices and easy access to Orlando.

🏡 Kindred

  • 📍 Location and accessLocated just south of US-192, with easy access to the Florida Turnpike and NeoCity. A few minutes from downtown Kissimmee and about 30 minutes from Disney.

  • 👥 Resident profile: Middle-class families, local residents, education and health professionals working in the Kissimmee, Saint Cloud or Osceola County area.

  • 🏗 Construction and finishing: Lennar. Single-storey and two-storey houses with well-distributed floor plans, open concept and integrated smart home system. Medium-level finishes with good durability.

  • 💰 Current price rangeBetween US$ 390 thousand and US$ 520 thousand.

  • 📉 Parcel estimate with 35% input: Around US$ 1,700 to US$ 2,300 per month.

  • 📈 Enhancement potential: Medium/high. Growing area with a strong family appeal, with new schools and shopping centers springing up around it.

  • 🏫 Local infrastructureModern clubhouse, swimming pools, trails, parks, courts and communal areas. Close to public schools and supermarkets such as Walmart and Aldi.

🏡 Cypress Hammock

  • 📍 Location and accessClose to Pleasant Hill Road, with easy access to US-17/92 and Poinciana Blvd. Expanding residential area with connections to Saint Cloud and Celebration.

  • 👥 Resident profile: Mid-range families, couples looking for tranquillity and proximity to shopping areas and schools.

  • 🏗 Construction and finishing: Pulte Homes. Modern houses with good use of space, functional floor plans and intermediate to superior finishes.

  • 💰 Current price rangeBetween US$ 450 thousand and US$ 650 thousand.

  • 📉 Parcel estimate with 35% inputFrom US$ 2,000 to US$ 2,900 per month.

  • 📈 Enhancement potential: Medium. Recent condominium, with good market acceptance and room for growth as the region develops.

  • 🏫 Local infrastructureSwimming pool, gym, trails, living space, as well as easy access to schools and the Poinciana Medical Center.

📍 Apopka

Apopka is a growing city northwest of Orlando, known for its quieter atmosphere, green areas and properties with large plots. It's ideal for those looking for quality of life at more attractive prices than areas like Lake Nona or Windermere.

🏡 The Oaks at Kelly Park

  • 📍 Location and accessLocated minutes from SR-429 and Kelly Park Road, with quick access to Wekiwa Springs State Park and 30-35 minutes from Disney.

  • 👥 Resident profile: Families looking for luxury properties with excellent value for money, more privacy and green areas.

  • 🏗 Construction and finishing: Toll Brothers. Houses with a contemporary design and spacious floor plans, with high-standard finishes, high ceilings, gourmet kitchens and sophisticated façades.

  • 💰 Current price rangeFrom US$ 550 thousand to US$ 850 thousand.

  • 📉 Parcel estimate with 35% inputBetween US$ 2,400 and US$ 3,800 per month.

  • 📈 Enhancement potential: High. The region is growing and attracts buyers looking for sophistication outside the traditional axis.

  • 🏫 Local infrastructureProximity to new schools, nature trails, supermarkets and access roads. Quiet neighborhood with expanding urban planning.

📍 Orlando

In addition to the tourist area, Orlando has noble and exclusive residential neighborhoods, with gated communities, lake views and easy access to areas such as Dr. Phillips, Lake Buena Vista and Windermere.

🏡 Royal Cypress Preserve

  • 📍 Location and accessSouth of SR-535, near Disney Springs and Lake Buena Vista. Restricted entrance from Winter Garden Vineland Road, with easy access to I-4.

  • 👥 Resident profile: Executives, international buyers and families looking for luxury and practicality with quick access to Orlando's tourist and shopping areas.

  • 🏗 Construction and finishing: Toll Brothers. Luxury homes with modern design, integrated environments, spacious suites, smart home technology and refined finishes.

  • 💰 Current price rangeBetween US$ 900 thousand and US$ 1.5 million.

  • 📉 Parcel estimate with 35% inputFrom US$ 4,200 to US$ 7,000 per month, depending on the configuration of the property.

  • 📈 Enhancement potential: Very high. Exclusive condominium, with high demand and low supply, as well as an excellent location.

  • 🏫 Local infrastructure24-hour security, clubhouse with lakeside pool, gym, private dock and outside maintenance included. Minutes from private schools and luxury shopping centers such as The Grove and Millenia Mall.

Choosing between the various condominiums in Orlando is a decision that requires planning, local knowledge and specialized support. After all, the process of buying a property in the United States is different from what we're used to in Brazil, especially when it comes to financing, visas, zoning rules and the language. That's where the work of The Florida Lounge.

Team presentation

The Florida Lounge is made up of a team of Brazilian professionals with extensive experience in the Florida real estate market. Based in Orlando, the team works with a focus on the international public, offering complete consultancy from the choice of property to the after-sales service.

Support for Brazilian customers wishing to live in the USA

For those looking for housing, whether to move immediately or to prepare for future immigration, The Florida Lounge offers all the necessary support, including:

  • Curation of neighborhoods and condominiums to suit your lifestyle

  • Face-to-face or virtual visits to properties

  • Assistance with family planning, considering schools, security and access to essential services

Advice on financing for foreigners

One of The Florida Lounge's biggest differentials is its expert advice on financing for non-residents. The team guides the client through each stage of the process, from pre-approval with the banks to simulating installments with a 35% down payment, credit analysis and the necessary documentation.

In addition, the team monitors the negotiation, ensures that the contract is in compliance and makes sure that the closing schedule runs smoothly.

Bilingual and consultative service

With service in Portuguese and English, the focus is always on offering a transparent experience, without haste or pressureThis allows customers to make decisions based on data, market comparisons and realistic simulations.

Each client is treated in a personalized way, taking into account not only the value of the property, but also short, medium and long-term objectives - such as housing, immigration, rent, diversification of assets or family security.

Success stories and confidence in the process

Over the years, The Florida Lounge has helped hundreds of Brazilians realize their dream of owning a home in the United States, either to live in or to invest in. Many clients have already bought their second or third property with the team's advice, which demonstrates the level of trust and rapport built up.

Testimonials, real-life cases and partnerships with management companies (such as One Vacation Home) reinforce the company's commitment to security, profitability and peace of mind at every stage of the journey.

Many Brazilians believe that to buy a property in the United States, you have to pay everything upfront. But this is not true. Several American banks offer financing for foreignerseven for those who no credit in the USA and no residence in the country.

Whether you want to live or invest in condominiums in Orlando, financing can be a more affordable and strategic way of acquiring a property.

Banks that finance even without credit in the country

Several American financial institutions have specific programs for foreigners. These include:

  • Lending institutions specialized in international clients

  • Private banks that work with foreign investors (such as Amerant, First Bank Florida and HSBC International)

  • Partnerships with banking correspondents that make the process easier for Brazilians, even from a distance

These banks analyze the buyer's profile based on documents and financial history from the country of originThis makes the process feasible even without a Social Security Number (SSN) or local credit history.

General rules: down payment, term, interest and proof of income

The most common conditions for foreigners are:

  • Minimum entrybetween 30% and 40% of the property value

  • Deadline: usually between 15 and 30 years

  • Interest ratesThe prices vary according to the market, but they usually stay at 1 to 2 points higher fees for residents

  • Proof of incomeBrazilian documents (such as IRPF, bank statements and accounting letters)

Each bank has its own requirements, but they all evaluate the ability to pay based on multiple sources, which allows for customized simulations.

Differences between cash payment and financing

In sight Financed
Greater negotiating power Lower down payment, more liquidity
Lower closing costs Bank approval required
Faster process Keeps capital invested
Suitable for experienced investors Ideal for those who want to dilute their investment

For some profiles, paying cash may make sense. But financing is an excellent alternative for diversify assets in dollars without committing all your capital at once.

Required documents and steps

The main documents requested are:

  • Valid passport

  • Proof of income and assets (IRPF, bank statement, letter from accountant)

  • Proof of residence in Brazil

  • Completed bank forms

  • Articles of association (if you are an entrepreneur)

Main stages of the process:

  1. Pre-approval with the bank

  2. Choosing and negotiating a property

  3. Signing the contract

  4. Valuation of the property by the bank

  5. Closing with a notary in the USA or by proxy

The process can take between 30 and 45 daysdepending on the speed with which the documents are delivered.

When investing in one of the many condominiums in Orlando, whether to live in or rent out, it is essential to be clear about the additional costs involved in buying and maintaining the property. These figures can have a significant impact on your budget and should be considered in your financial planning from the outset.

Closing costs

The process of buying property in the USA involves closing costsThese include administrative fees, deed, notary, registration, title insurance and, if applicable, brokerage costs.

  • Estimated valuebetween 3% and 5% of the total value of the property

  • Exampleon a US$ 500,000 house, the closing cost can vary between US$ 15,000 and US$ 25,000

  • Tipthese amounts are paid on the day of closing, separately from the down payment on the loan

HOA (Homeowners Association) fees

A HOA is responsible for the maintenance of common areas, rules of coexistence and often even security and basic services within the condominium.

  • Monthly amount: varies according to the type of condominium

    • Simple residential condominium: US$ 80 to US$ 180/month

    • Vacation condo with amenities: US$ 300 to US$ 600/month

  • What it usually includesmaintenance of common areas, grass cutting, security, access to amenities, internet or TV (in some cases)

Home insurance

Home insurance in the USA is compulsory for mortgages and highly recommended even for cash purchases, especially for homes with a swimming pool or located in hurricane-prone regions.

  • Average valuebetween US$ 800 and US$ 2,000 per yeardepending on coverage and location

  • It can includecoverage against fire, theft, natural disasters, civil liability and structural damage

Property tax

The property taxes vary according to the county and are paid annually.

  • In Orange and Osceola County (Orlando and region)average of 1.2% to 1.6% per year on the market value of the property

  • Exampleon a house worth US$ 500 thousand, the annual tax can be between US$ 6 thousand and US$ 8 thousand

  • Tipthe value is adjusted annually according to the market value of the property

Maintenance costs, furniture and upgrades

Even new properties require regular maintenance and, in many cases, investments in furniture or customization.

  • Furniturebetween US$ 15 thousand and US$ 40 thousand to furnish a complete house (varies according to size and standard)

  • Common upgrades: flooring, lighting, landscaping, pool screens

  • Recurring maintenance: swimming pool, garden, air-conditioning, external cleaning (monthly fees or per service)

When to hire a property manager

If the property is used for long-term rentalYou can manage it directly or hire a local administrator.

If it's a vacation home (short-term rental), hiring a specialized property managerOne Vacation Home is practically obligatory.

  • Amount charged: generally 20% to 30% of gross monthly turnover in holiday homes

  • Advantagesguest service, marketing the property, managing reservations, maintenance and cleaning between stays

  • For long-term rentalssome charge a fixed monthly fee of around US$ 100 to US$ 200

This is one of the most frequently asked questions by those looking for condominiums in Orlando to invest in. The answer depends on your profile as an investor, the time available for management, and your objectives with the property.

Below, we show you the main differences between the two models, vacation home and long-term rental, and help you make an informed decision.

Differences between real estate and location

  • Vacation homes:

    • Properties located in short-term rental areasclose to Disney and tourist attractions

    • Condominiums with resort structure (swimming pool with waterslide, club house, gym, etc.)

    • Generally more expensive per m², but with the potential for higher income per day

  • Long-term rental:

    • Properties in permanent residential areas

    • Fewer amenities, but more neighborhood infrastructure (schools, supermarkets, parks)

    • More affordable purchase prices, especially in areas such as Davenport, Clermont and Kissimmee

Rules and zoning

  • Vacation homes can only legally operate in areas zoned for short-term rental

  • Long-term rent, on the other hand, is allowed in practically all residential areas

  • Investors need to be aware of local legislation, as operating an Airbnb outside the permitted zone can lead to fines or legal action

Profitability, seasonality and occupancy

Model Potential Profitability Average occupancy Seasonality
Vacation High, with daily rates between US$ 180 and US$ 400 65% to 80% per year High season (June/July, December, public holidays)
Long-term Stable, with monthly rents from US$ 2,000 to US$ 3,500 100% (fixed contract) Low
  • Vacation homes offer a higher gross margin, but depend on a active management and constant marketing

  • Long-term rentals are more predictable and stablewith less need for daily involvement

Fixed costs for each model

Expenses Vacation Long-term
HOA High (US$ 400+) Average (US$ 100-200)
Cleaning Per stay Nonexistent (tenant takes care)
Property manager 20%-30% of revenue US$ 100-200 fixed per month
Maintenance More often Less frequent
Insurance Greater coverage required Sufficient basic coverage

Guest profile vs. tenant profile

  • Guest:

    • Traveling with a family or group

    • Stay 3 to 10 days

    • Expect comfort, practicality and good communication with the host

    • Valuations strongly impact future reserves

  • Tenants:

    • Local or newly immigrated family

    • Rent for 12 months or more

    • Values stability, schools and security in the neighborhood

    • Lower turnover and less wear and tear on the property

Practical comparison: two properties, two strategies

Casa A - Vacation

  • Location: Solara Resort

  • Value: US$ 580,000

  • Occupancy: 70%

  • Average daily rate: US$ 260

  • Estimated monthly gross revenue: US$ 5,460

  • Operating costs: ~35% of revenue

House B - Long-Term

  • Location: Clermont (Serenoa)

  • Value: US$ 480,000

  • Monthly rent: US$ 2,800

  • Occupancy: 100%

  • Operating costs: ~10% of revenue

Practical conclusion:
Vacation homes can generate more gross profit, but they require professional management, furniture capital and tolerance to seasonality.
Long-term rentals, on the other hand, are ideal for those looking for stable passive income with less daily involvement.

🎯 Strategic summary for investors

  • Who's looking maximize return and have management support tend to prefer vacation homes

  • Who wants predictability, less risk and less work you can find the ideal option in long-term properties

Buying a property in the United States involves a series of steps, rules and strategic decisions. Many Brazilians get lost in the process when they try to do everything themselves, whether because of the language barrier, lack of knowledge about local rules or the complexity of the financing system for foreigners.

That's why having specialized advice makes all the difference. And rather than working with a local broker, the ideal is to have a bilingual, consultative team at your side, who understand your profile and objectives, and offer complete solutions for housing or investment.

This is how The Florida Loungeas a real estate consultancy, and One Vacation Homeas a vacation home manager. Together, they accompany the entire process, from choosing the property to managing it after purchase.

See what some real customers say:

💬 Gualter Salles
"They brought me this concept that I could have comfort, with a modern unit that I could book when I wanted to use it with my family and rent out for the rest of the year. I liked the idea and bought it. My daughter liked it and my friends also liked it and bought it."

💬 Leila Mattos
"You fell into the right hands with The Florida Lounge. Advice in every sense, welcome, guidance. I felt great. In love with the team, I highly recommend them."

💬 João Dias
"I fulfilled more than a dream by dollarizing my assets. I understood the security of a dollar asset and the peace of mind it brings. I'm happy with the property's appreciation every year."

These are just a few of the many examples of how expert advice makes all the difference between a risky business and a successful investment.

Investing or living in condominiums in Orlando is a decision that goes far beyond the price of the property. You have to analyze the profile of the area, the type of community, the HOA rules, the maintenance costs and, above all, the buyer's objective.

For those who want to profitability and flexibility of use, the vacation homes (vacation rentals) are ideal, as they offer high occupancy during peak periods and can generate a good monthly return, provided they are well managed by companies such as One Vacation Home.

On the other hand, if the goal is permanent home or stable income, the long-term rental properties guarantee predictability, fixed contracts and lower operating costs. In addition, areas such as Horizon West, Windermere and Lake Nona are great for those looking for quality of life, complete infrastructure and consistent appreciation.

Final comparison: Vacation vs. Long-Term

Criteria Vacation Home Long-Term Rental
Ideal profile Investors and families who want to use the property on vacation and rent it out for the rest of the year Those looking for stability, housing or consistent passive income
Location Close to parks and tourist areas (Kissimmee, Davenport, Storey Lake, Solara) Consolidated residential neighborhoods (Winter Garden, Windermere, Lake Nona)
Return High potential, but depends on seasonality and professional management More predictable returns, contracts of 12 months or more
Fixed costs Higher HOA and maintenance Lower costs and less wear and tear on the property
Management Requires specialized administrator (check-in, cleaning, marketing) Can be self-managed or outsourced at reduced cost

Next Step: Rely on Specialized Advice

Whatever your profile, whether you're an investor, a future resident or someone who wants to diversify their assets in dollars, the The Florida Loungein partnership with One Vacation Homeis ready to help you choose the ideal property, guarantee the best deal and take care of all the details of the purchase.

Fill in the form below to receive free personalized advicewith real simulations, property suggestions and profitability analysis.

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    Sources used:

    🧩 Real Estate and Zoning in Orlando

    🏘️ Condominiums and construction companies

    💰 Real Estate Financing for Foreigners

    • Lenders specializing in foreigners:

      • AmeriHome Mortgage, Finance America, and partner banks via The Florida Lounge

    • Educational content from international real estate agents and brokerssuch as:

      • The Florida Lounge

      • Miami Realtors, blogs and webinars on the buying process for foreigners

    🌴 Management of vacation homes and ROAS

    • Websites of vacation home managers and administrators:

    • Articles on ROI and profitability of short-term rentals:

      • AirDNA and Mashvisor (vacation rental data platforms)

      • Blogs specializing in property management in the USA

    🗣️ Real testimonials

    • Google Reviews of The Florida Lounge and One Vacation Home:

    📍 Demographic data and neighborhood profile