Buying a property in the United States is much easier and quicker than you might think, but it also has its peculiarities.

The first step is to choose a good real estate agent to help you throughout the search, selection and closing process.

In the USA there is a system called MLS, which lists all the properties available on the market. All brokers have access to the same system and can sell the same properties. Another piece of information you need to know is that realtors are paid by the sellers, not by you. Therefore, the big difference will come from the quality of the professional.

Before you buy the property, you need to make a written offer

After choosing the property, you, through your broker, will send a written offer to the seller, stating how much you agree to pay and in what form. If accepted, the offer cannot be changed by either party afterwards.

The next step is to go through the process of closing and signing the "escritura", usually carried out by a closing agent. Before this stage, a deposit is usually requested as a guarantee that the buyer is really interested in closing the deal. The closing agent is responsible for managing this deposit.

I'm a foreigner, can I finance a property in the USA? Yes, you can!

If you're not going to pay cash, you can apply for a loan from an American financial institution. In general, a down payment of 30% to 50%, 3 installments in advance and proof of income from Brazil are required. If you don't get the loan, the deposit you made as collateral comes back to you.

Should I hire a lawyer?

You don't need to hire a lawyer, but it's something worth considering if you prefer to be more secure about the transaction.

So, do you understand how it works? If you have any questions, please contact us and we'll be happy to help.

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